01
Current Crypto Holdings
Holdings & Allocation · Max 10 pts
0 / 10
1.1 Does the client currently hold any cryptocurrency?
1.2 If yes, which assets? (check all that apply)
1.3 Approximate total crypto allocation as % of portfolio:
Scoring Logic
+10 Allocation of 1–5%
+5 Under 1% or 5–10%
+0 Overallocation above 10%
02
Custody & Control
Wallet & Exchange Practices · Max 20 pts
0 / 20
2.1 Where does the client hold their crypto?
2.2 Does the client understand the difference between custodial and non-custodial solutions?
2.3 Has the client ever successfully withdrawn crypto from an exchange?
2.4 For hardware / self-custody: Does the client have their recovery phrase stored securely?
Scoring Logic
Q2.2 Understands custody fully (+7), somewhat (+4), no (0)
Q2.3 Has withdrawn (+7), not yet (+2)
Q2.4 Secure offline (+6), questionable (+2), lost (0), custodial (+4)
03
Security Practices
MFA, Passwords & Account Hygiene · Max 20 pts
0 / 20
3.1 Does the client use multi-factor authentication (MFA) on crypto accounts?
3.2 Has the client's email ever been compromised?
3.3 Does the client use unique passwords for crypto accounts?
3.4 Has the client reviewed their security setup in the past 12 months?
Scoring Logic
Q3.1 Auth app (+6), SMS (+3), none (0), unknown (+1)
Q3.2 Never compromised (+5), changed since (+3), same creds (0), unknown (+1)
Q3.3 Password manager (+5), manual (+3), reuses (0), unknown (+1)
Q3.4 Reviewed recently (+4), not reviewed (+1), never set up (0)
04
Volatility & Risk Understanding
Behavior & Investment Mindset · Max 20 pts
0 / 20
4.1 Does the client understand that 5–20% daily swings are normal for crypto?
4.2 What is the client's investment horizon for crypto holdings?
4.3 Has the client ever panic sold during a dip?
4.4 Has the client ever bought based on celebrity / influencer endorsement or FOMO?
Scoring Logic
Q4.1 Comfortable (+6), adjusting (+3), unrealistic expectations (0)
Q4.2 Long-term (+6), medium (+4), short (+2), day trading (0)
Q4.3 Never panic sold (+4), once (+2), multiple times (0)
Q4.4 Never bought on hype (+4), learned from it (+2), still does (0)
05
Documentation & Estate Planning
Records, Inheritance & Access · Max 15 pts
0 / 15
5.1 Does the client have a record of their crypto accounts and wallets?
5.2 Would a beneficiary be able to access the crypto if something happened to the client?
5.3 Is crypto mentioned in the client's estate plan?
Scoring Logic
Q5.1 Fully documented (+5), partial (+3), none (0)
Q5.2 Clear plan (+5), partial (+3), no plan (0)
Q5.3 Crypto in estate plan (+5), plan exists but silent (+2), no plan (0)
06
Scam Exposure
Phishing, FOMO Tactics & Verification · Max 15 pts
0 / 15
6.1 Has anyone approached the client with a "guaranteed returns" crypto opportunity?
6.2 Has the client received unsolicited messages about crypto on social media or messaging apps?
6.3 Does the client verify URLs and sender addresses before clicking links or sending crypto?
Scoring Logic
Q6.1 Not approached (+5), declined (+4), considering (1), invested (0)
Q6.2 No messages (+5), ignored (+4), engaged (0)
Q6.3 Always verifies (+5), sometimes (+3), rarely or doesn't know (0)
Scoring Summary
| Section | Score | |
|---|---|---|
| 1. Holdings & Allocation | 0 / 10 | |
| 2. Custody & Control | 0 / 20 | |
| 3. Security Practices | 0 / 20 | |
| 4. Volatility & Risk | 0 / 20 | |
| 5. Documentation & Estate | 0 / 15 | |
| 6. Scam Exposure | 0 / 15 | |
| Total | 0 / 100 |
Readiness Level0 / 100
025
5075100
Awaiting Responses
Complete the assessment above to generate the client's readiness score.
85 – 100
✓ Ready
Strong foundations. Focus on optimization and ongoing education.
65 – 84
◎ Developing
Core understanding present but gaps exist. Prioritize identified weaknesses.
40 – 64
△ Needs Work
Significant gaps in multiple areas. Recommend pausing new investments until addressed.
0 – 39
⚠ At Risk
Major vulnerabilities present. Immediate intervention needed.
Priority Action Items
Based on this assessment, the top 3 priorities for this client are:
1
2
3